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Our Privacy Policy

Credit4Xmas respects the privacy of users who visit. No effort is made to identify individuals.

When a visitor requests pages at our site, our Web server automatically recognizes only the browser's domain name, and IP address but not the e-mail address. We collect only the domain name and IP address in order to aggregate information on what pages users access or visit. This information is collected solely for statistical purposes and is not used to identify individuals.

Terms of Use/Disclaimer

While Credit4Xmas uses reasonable efforts to include accurate and up-to-date information on this web site, it makes no representations as to the accuracy, timeliness or completeness of that information. In using this web site, you agree that its information and services are provided "as is, as available" without warranty, express or implied, and that you use this site at your own risk.

By accessing any portion of the Credit4Xmas site, you agree not to redistribute any of the information found therein. The services provided through links on this site are independent of Credit4Xmas and are for your convenience only. Credit4Xmas does not endorse or recommend the services of any particular company or service, nor is Credit4Xmas responsible for any services or goods provided by such companies. Credit4Xmas shall not be liable for any damages or costs arising out of or in any way connected with your use of any of the services or companies accessed through this web site.

You further agree that Credit4Xmas and any other parties involved in creating and delivering this site's contents have no liability for direct, indirect, incidental, punitive, or consequential damages with respect to the information, services, content, or advertisements contained on or otherwise accessed through this web site.

Copyright Notice

The copyright in all material provided on this Site is held by Credit4Xmas or by the original creator of the material. Except as stated herein, none of the material may be copied, reproduced, distributed, republished, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of Credit4Xmas or the copyright owner.

Permission is granted to display, copy, distribute and download the materials on this Site for personal, noncommercial use only provided you do not modify the materials and that you retain all copyright and other proprietary notices contained in the materials.

Any unauthorized use of any material contained on this Site may violate copyright laws, international copyright treaties and conventions, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.